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“So your gun shop get looted, and one or more of your guns is used to kill a cop. So close to a mass shooting, one brave cop stopped it in the midst of the Seattle Riot, right outside Nordstrom. Two SPD rifles were reported stolen, but both have now been recovered: In the following video, a security agent for Q13 FOX News in Seattle snatches a patrol rifle from a rioter, who had just stolen it from one of the police cruisers seen burning and looted in the video. UPDATE: a few minutes shy of 11:00 PM and I received a robocall and the following email from the ATF, both providing the exact same message. Then again, I’m sure many (if not most) gun shop owners as well as thousands of small business owners of all types would say: While all of us would prefer not to be on either side of a looting scenario that ends in violence or death, depending on one’s insurance situation, the looting of one’s business could be absolutely catastrophic. Just a friendly reminder to secure things as well as we’re able to and a suggestion to not be there if and when things go bad. small businesses have never had any coverage, according to a survey from Next Insurance.I was surprised that the agent didn’t suggest that law enforcement would protect our business for some reason I expected that empty attempt at…well…I’ll call it subtle manipulation (well-intended as it is) masquerading as reassurance. Online tools are available that will provide you with a disability insurance quote in just seconds, and you can be all signed up for coverage within 15 minutes.īusinesses that were already hurting badly from coronavirus closures and concerns are now bearing the brunt of the damage from days of rioting.ĭo you own a business? A business owners policy will cover a business property and its contents against damage caused by fires, vandalism and civil violence.īusinesses also may be reimbursed for lost income if they're forced to shut down or cut their hours because of riots, the Insurance Information Institute says.īut many business owners have apparently decided business insurance is an expense they're not willing to take on. workers in nongovernment jobs have no coverage for a long-term disability.ĭisability insurance pays monthly benefits ranging from $500 all the way up to $20,000, and you can buy a policy for as little as $9 a month. If you're ever unable to work because you're badly hurt or seriously ill - maybe due to COVID-19 - you need disability insurance to cover your bills until you're back on your feet again. That could be enough to put the kids through college and pay off the mortgage, too.Īmericans are being injured by gunfire, vehicle collisions and other violence during demonstrations and disturbances that have erupted in numerous cities. You can compare policies online in just 90 seconds, and you might find life insurance that costs less than $1 a day and offers $1 million in coverage. Abby Reddy, co-founder of the life insurance comparison site Quotacy, says people typically believe term life costs three times more than it actually does. Term life insurance - which covers you for a certain number of years, like while your kids are growing - is much cheaper than you might think. If you don't, and if you have people who depend on you, you seriously need to buy a policy. Only a little more than half (54%) of Americans have life insurance, according to new survey from the industry group LIMRA. What if the worst were to happen to you during civil unrest? How would your loved ones get by without you?